Some Questions Note Holders Ask.
Have a few questions? A lot of people do. Here’s a quick collection of common questions we get from note holders — with our answers right next to them. If you still have a question, don’t hesitate to shoot us an email through our contact page or give us a call.
Q: Why should I consider selling my mortgage note?
A: A couple of reasons, really. First, your investment is tied up in those future payments. Selling your mortgage note — whether performing or non-performing — gives you immediate cash that you can use to pay off debts, reinvest, or simply enjoy more financial freedom. Second, selling doesn’t necessarily mean losing your principal. In fact, we can often structure a purchase so you receive all or most of the principal owed to you. Ask us how and if your note qualifies ››
Q: Why should I sell my mortgage note to Pro Note Buyer?
A: Great question! In addition to offering some of the most competitive prices and the ability to close fast, selling to Pro Note Buyer means peace of mind:
- ✅ No more admin tasks like IRS reporting or chasing down borrower payments
- ✅ No more borrower issues like bankruptcy, divorce, or default
- ✅ No more worrying about property damage or declining value
- ✅ No hidden fees or commissions — we cover all costs
We take on the risk so you don’t have to.
Q: How do you determine the value of my note?
A: When we review a mortgage note, we look at several key factors:
- The Note: Payment amount, loan terms, and number of remaining payments.
- The Property/Asset: The real estate securing the note. Stronger properties typically add value.
- The Borrower: Credit profile, payment history, and wording in the note.
With this information, we calculate the risk and provide a fair cash offer. Most offers reflect a discount on the total remaining balance, but that discount depends on the strength of your note.
Q: Can I sell a performing or non-performing note?
A: Yes! Pro Note Buyer purchases both performing and non-performing mortgage notes. Performing notes often bring higher offers, but even if your borrower has stopped making payments, we can still buy your note and get you out of the hassle.
Q: Are there any fees or commissions?
A: None at all. Unlike brokers, Pro Note Buyer buys mortgage notes directly with cash. You won’t pay any fees or commissions, and we cover all costs of the transaction. What you see in your cash offer is exactly what you’ll receive.
Q: Is there any obligation when I request a cash offer?
A: No obligation whatsoever. When you share your note details, we review them and give you a fair cash offer. You’re free to shop it around, ask us questions, or simply walk away. No pressure, no hassle — just options.
Q: How fast can I sell my mortgage note?
A: Most note sales close in 2–4 weeks, depending on the complexity. Once the sale closes, you receive a lump-sum cash payment.
How Much Cash Can You Get For Your Note?
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